
We are Confirma Finance
Confirma Finance is a fast-growing Nordic expert in financial management and debt collection. We offer comprehensive and tailored solutions that support businesses at every stage of their operations – from invoicing and financing to debt collection and legal services.
We help companies across the Nordics maintain a strong cash flow, minimize financial risks, and achieve sustainable growth. Our services are designed for businesses of all sizes – from growing small enterprises to established market leaders. With us, you receive expert service and flexible solutions that streamline financial management, allowing you to focus on developing your business without worries.
Our services

Invoice lifecycle services
We offer comprehensive invoice lifecycle services that keep your payment processes running smoothly from start to finish – from invoicing and invoice transmission to possible reminders. With a predictable cash flow, you can plan your business operations with confidence.

Accounts receivable management
We handle your accounts receivable management quickly and professionally. We ensure that unpaid debts are collected efficiently without harming your customer relationships. We offer flexible accounts receivable management solutions tailored to your company’s needs, without high upfront costs.

Financial administration services
Managing finances can easily take a back seat in a busy workday. We ensure that financial administration tasks are handled correctly and on time, so you can focus on growing your business. We provide comprehensive and tailored solutions that enhance your business productivity – from invoicing and payroll to bookkeeping and reporting.
Services for every step of your business
Legal services
Our experienced lawyers specialize in claims in dispute situations and provide expert support in areas such as litigation and procedural law, credit and insolvency matters, as well as rental and commercial law. We also offer clear guidance in financial law, the electricity and energy sector, and consumer claims.
Digital financial management solutions
We offer digital financial management solutions that simplify and automate your company’s financial processes. Our system is easy to implement and integrates seamlessly with your other business systems. Through us, you get a clear, comprehensive solution that saves time, reduces manual work, and frees up resources for your company’s growth and development.
High-quality technical solutions
Our goal is to provide technology that makes everyday operations smoother and business processes more efficient. With our in-house IT development and support services, we ensure everything runs seamlessly. We listen to our customers’ needs and create solutions that support business growth and operational efficiency.

Financing solutions that adapt to your business
Business operations are full of opportunities – and sometimes unexpected turns. We offer reliable and flexible financing solutions that help your company grow, invest, and manage sudden expenses without unnecessary stress.
Explore our comprehensive financing solutions and find the option that best suits your needs, ensuring a stable cash flow exactly when you need it most.
We offer the following financing options:
– Business loan
– Secured business loan
– Credit line
– Buy now, pay later
– Factoring
Locally present – easily accessible

Confirma Finance in Finland
In Finland, Confirma Finance operates under the name Cash-In, where our dedicated team of over 50 professionals serves you fluently in three different languages. Customer focus, high-quality service, and efficient processes are at the core of our operations. We take care of your financial management so you can focus on your business with confidence.

Confirma Finance in Sweden
In Sweden, Confirma Finance operates under the name PS Finance Group. We help our clients maintain a healthy cash flow and avoid unnecessary credit losses. With over 20 years of experience and extensive financial, debt collection, and legal services, we find the right solution for your business – flexibly and effortlessly.
Building long-term partnerships
Close to customers
We are committed to building long-term partnerships where the customer always comes first. Our approach is personal and flexible – we stay close to our customers, listen carefully to their needs, and provide solutions tailored to their business requirements.
Expert in accounts receivable
We specialize in accounts receivable management across the Nordic region. With extensive experience and deep expertise, we ensure that receivables are handled professionally, efficiently, and in full compliance with legal requirements.
Reliable partner
Supporting our customers’ business in the best possible way is important to us. Our customers always receive personal and flexible service tailored to their needs. Designated contact persons ensure that processes run smoothly without unnecessary intermediaries.
We are part of the Confirma Software Group
Confirma Software is a Nordic group providing software services to SMEs and public sector organizations. The group employs over 560 professionals in Finland, Sweden, Norway, and Denmark. More than 16,000 satisfied customers already rely on our services.
